I'm not ashamed to save!
So, I went into my local Harris Teeter today and as I checked out I attempted to make conversation with the cashier as I always do. Since the store is still running a triple coupon sale, I asked her how us savvy shoppers were treating her. I was a little shocked at her response...After rolling her eyes, she proceeded to tell me that us couponers were driving her nuts. Next she told me how obnoxious it was to see the same people buying lots of the same items over and over.
I thought about her sentiments and others like it that I have had over the years. Granted there are lots of people who do not save money on the up and up, lots of individuals out for a good scam instead of savings, folks trying to beat the system, etc. Thing is... I'm not one of those people. Why did my saving money agitate her so badly? You know what I mean, don't you? Every now and then you come across one cranky cashier who almost takes personal offense when you nab a great deal.
I have come to this resolve. I'm simply not ashamed to save money. I'm not ashamed to ask for a price check, a rain check, a double check, a coupon, or anything else. It's when I'm flustered about what others think of me that I don't think straight and end up paying more money than I ought. So, as long as things are on the up and up... I'm not ashamed to save.
7/24/2008 05:00:00 AM | Labels: general discussion | 0 Comments
Do you Have an Emergency Fund?
A recent USA Today article polled nearly 2,000 adults asking if they had an emergency fund in case a major expense. 63% did but how long would it last...
3% said less than one month
20% said 1-2 months
27% said 3-4 months
11% said 5-6 months
40% said 6+ months
Where would you fall?
7/22/2008 05:00:00 AM | Labels: general discussion, saving money | 0 Comments
Expiration dates- ba humbug!
This past Monday I happened to catch a segment on the Today show about expiration dates on our household items. The guest suggested that everything from pillows to shampoo has an expiration date. I found myself pretty annoyed as I watched. I don't know about you but I grew up not throwing something away until it was truly "ready." Growing up on a tight budget, I discovered most things were salvageable. Nearly every bottle of cleaning and beauty products could be saved until the last drop.
I confess that as I have become a savvy shopper, finding many deals in which I stock up on toiletries and groceries, the challenge has become how to use things up before the expiration dates. There is nothing more perturbing than throwing medicine, vitamins, or food away. Someone, somewhere could have used that... and is it really that bad? Even with all of the great CVS and Harris Teeter deals, throwing things away never gets easier. I've tried to give lots of gift baskets and donations as I can but it seems as though I am constantly throwing things away. This is a serious excitement killer to all of my deal finds. In fact, it makes little sense to find a great deal and stock up if we can't find use for what I buy.
Maybe I'm having a complex, maybe not.... my dear financial divas what do you say? How do you deal with avoiding those pesky expiration dates?
7/10/2008 06:00:00 AM | Labels: general discussion | 0 Comments
What a baby costs!
Oh, indulge me for a moment.... What mom doesn't think their child is the cutest ever? But oh how quickly his charm doth fade away when I add up his tab!
Now, I consider myself a pretty good bargain shopper, but even I getting alarmed at the cost of childrearing. If you want to see for yourself how much you'll likely spend in the baby's first year, check out this First-Year Baby Costs Calculator I found. I like it because the prices are adaptable for your specific situation.
7/03/2008 06:00:00 AM | Labels: general discussion | 0 Comments