Here's what I'm stirring up- Deals for 8/31/08- 9/6

Here are the deals I am stirring up this week in NC:

CVS
  1. Covergirl wetslicks, $5.99. Buy (2) and use the BOGO coupon (8/31 P&G). Spend $5.99 out of pocket (oop) & get $5.99 extrabucks back= two for free (limit 1)

  2. Accu-Check Monitor, $9.99. Spend $9.99 oop and get $9.99 extrabucks back= free (limit 1)

  3. Colgate Total toothpaste, on sale $2.99. Use $1.50 printable Colgate coupon, $1.50/1 June, July, Aug, Sept All You magazine. Spend $1.50 oop and get $2.99 extrabucks back= $1 profit!

  4. Atkins bars, on sale 10/$10. Use $1/1 (8/19 SS)= free

  5. Suave bodywash, on sale $2. Buy (6) & use (3) BOGO coupons (8/24 SS) & (3) $1/2 coupon (7/13 RP). Spend $6 oop and get $2 extrabucks back= $1 for six bottles after coupons and extrabucks

  6. Monthly deal (Sunday only): Childrens Advil, $5.79. Use this $1/1 internet printable $4.79 oop and get $5.79 extrabucks back=free! + $1 overage

*It goes without saying that for most of these deals you should use the $2/$10 CVS coupon. (details here but coupon is apparently not online any longer). I often break up my shopping trips in order to maximize these savings.



Walgreens

Sorry to disappoint you, but this is NOT a great week at Walgreens in my opinion. There are still a few deals and things to get free after rebate.

  1. Lifesavers candy, on sale BOGO. Use BOGO coupon (6/8 SS) and get two free *some stores will et you use this coupon and some will not

  2. Walgreens brand diapers, on sale BOGO 1/2 off. Buy (2) and use $2/1 pharmacy coupon= about $8 for two packs of diapers- okay price if you need diapers


  3. Mucus relief DM, on sale BOGO. Buy (2) and use $3/1 coupon from pharmacy booklet. *This MAY take off $3 on each bottle which would be incredibly cheap for two

Monlthy Free After Rebate Deals

  1. Nivea men's body wash, on sale $4.79. Use $1/1 coupons (7/20 SS)= $3.79 oop plus file for a $4.79 September Easysaver rebate= $1 profit after coupons and rebate!
  2. Crest Pro Health whitening toothpaste. Use .75/1 (8/3 P&G expires 8/31). Make .75 profit after coupon and rebate!
  3. L'Oreal revitalift anti-wrinkle concentrate (rebate up to $16.49) Use $3/1 coupons (7/20 SS)= $13.49 oop plus file for a $16.49 September Easysaver rebate= $3 profit after coupons and rebate!
  4. Revlon nail color (rebate up to $4.79). Use $2/1 coupon (7/20 SS & 8/24 SS). Spend $2.79 oop plus file for a $4.79 September Easysaver rebate= $2 profit after coupons and rebate!
  5. Excedrin express gels (rebate up to $3.99)
  6. Chemistry hair care (rebate up to $7.99)
  7. LypSyl Lypmoisturizer (rebate up to $1.99)
  8. Walgreens acid controller complete 25 chewable tablets (rebate up to $7.99).
  9. Walgreens pitcher filter replacement cartridge (rebate up to $6.99)

There are some other decent deals but this is what I'm looking at this week. What good deals do you see? List a comment or link to your blog with scenarios below.

Dollar Tree Online & Free Shipping!

I just read on Centsible Sawyer that the Dollar Tree is now offering products online & with free shipping for a limited time. Since I'm picky about my dollar stores and think that Dollar Tree is the best, I am super excited! You can find some excellent deals- I just love it.

Freebie Roundup

Here are the latest 10 freebies & samples online:


Free Chick-Fil-A Chick-N-Strips Sept. 1st 2008

Get free Chick-Fil-A Chick-N-Strips on Sept. 1st 2008. Here's how:


To receive one (1) free three-count order of Chick-n-Strips while supplies last, eligible participants should visit participating Chick-fil-A locations from 10:30 AM until close on Sept. 1, 2008 wearing atleast one visible article of clothing that contains any football team logo or collegiate logo and mention this PromotionOffer available only to legal U.S. residents of AL, AR AZ, CA, CO, DE, FL, GA, IA, IL, IN, KS, LA, MA, MD, MO, MS, NC, NH, NJ, NM, OH, OK, PA, SC, TN, TX, UT, VA, WI, WV, and WY. Limit one per person

Free movie tonight?


I've told you previously about how we rent nearly all of our movies now, Redbox kiosks. Each Monday, they publish a code for a free rental at one of their locations. This one is good until midnight tonight. Why not take some time to enjoy your free movie!


Free Code: X4N19P

Here's what I'm stirring up- Deals for 8/24/08- 8/30

Here are the deals I am stirring up this week in NC:

CVS

  1. Kotex lightdays. Use $1/1 (7/20 SS) or Kotex internet printable or All You Magazine= $0.49 out of pocket (oop) and get $1.49 extrabucks back= $1 profit! (limit 1)

  2. Zipfizz eergy drink, $5.99. Spend $5.99 oop and get $5.99 extrabucks back= free (limit 2)
  3. Carefree, Stayfree, OB, on sale 2 for $9. Use BOGO stayfree coupon (6/29 RP). Spend $4.50 oop and get $5 extrabucks back= $0.51 profit!

  4. This one's a little confusing... Pepsi Products 12 packs, on sale 4 for $12; Propel or Gatorade, on sale 5 for $5. Buy (4) packs of Pepsi brand 12 packs & (5) Sobe drinks. Use (4) Get one free 20 oz Sobe printable wyb a Pepsi 12 pk. or (5) .50/1 Sobe coupons found at many gas stations. Spend $12- $14.50 oop and get $3 extrabucks back for the soda purchase (Limit 1) and $2 extrabucks back for the Sobe purchase (Limit 1)= $7 for (4) 12 packs of Pepsi sodas and (5) Sobes

  5. Revlon mascara, $2.99 & on sale BOGO. Buy (2) and use (2) $2/1 (8/24 SS)= free + $1 overage!

  6. KY Liquibeads, on sale $10.99. Use (1) $2/1 KY Printable coupon. Spend $8.99 oop and get $5 extrabucks back= $3.99 after coupon + bucks

  7. Monthly deal: Childrens Advil, $5.79. Use this $1/1 internet printable $4.79 oop and get $5.79 extrabucks back=free! + $1 overage

*It goes without saying that for most of these deals you should use the $2/$10 CVS coupon. (details here but coupon is apparently not online any longer). I often break up my shopping trips in order to maximize these savings.


Walgreens


  1. Glade scented oil warmers, on sale $4.79 & BOGO. Buy (4) and use (4) $4/1 coupons (8/10 SS)= $6.42 overage plus file for a $4 September Easysaver rebate= $10.42 overage after coupons and rebate!

  2. Puffs tissue, on sale 0.89 with in-ad coupon. Use .25/1 coupon (8/3 P&G)= 0.64

  3. Reach toothbrushes, on sale 2/$2. Buy (2) and use (2) $1/1 coupons (6/8 RP)= both for free!

  4. Rimmel cosmetics, on sale BOGO. Buy (2) eyeshadows & use (1) BOGO eyeshadow coupon (All You Magazine)= both for free!

  5. Trident xtra care gum, on sale for 0.99. Buy (2) and use (1) BOGO coupon & (1) .75/1 (All You Magazine)= $0.24 for 2 packs of gum

  6. Woolite, on sale $4.99 & BOGO. Buy (2) and use (2) $2/1 coupons (6/1 SS)= $0.99 for 2 bottles

  7. Monthly Deal: Pert Plus shampoo, about $3.79. Use $2/1 coupon (5/11, 6/29, 8/3 SS), then file for a full $3.79Walgreens Easysaver rebate (online) = free + $2 profit after rebate


  8. Monthly Deal: Scrubbing Bubbles Action Scrubber, about $5.69. Use this $2.75 internet printable coupon, then file for a $1.50 Walgreens Easysaver rebate (online) + get a full refund of the entire purchse price (up to $5.69) (7/20 SS)= free + $4.25 profit after rebates

There are some other decent deals but this is what I'm looking at this week. What good deals do you see? List a comment or link to your blog with scenarios below.

Free 2 yr subscription to Shape Magazine!


Looks like Rewards Gold is at things again with a free 2 yr subscription to Shape Magazine. Too bad that I can't just look at a magazine and lose weight, I actually have to do some work... I'll have to think about this one. You can sign-up (no credit card necessary) for Shape magazine here.

Deal Alert: Walgreens $5 off $20 purchase Fri & Sat August 22-23rd only!


Wanted to let you all know that there is a $5 of $20 purchase (after all other coupons are used). Walgreens also has a free-after rebate program. You could apply the $5 off coupon to items that you will get for "free" after rebate and technically make $5 for your trouble. You can print the Walgreens coupon good for Friday & Saturday, August 22-23rd only here.

Coupons 101- Part 1

I had a great time this last weekend with my friend Tracey. Us girls went triple coupon sale shopping at two local grocery stores- how fun! I watched as she eagerly approached the checkout counter with her stack of coupons.... the anticipation of saving all that money.

I realized with my dear friend that there is something that I take for granted in all of my deal shopping- knowing how the store's sales and coupons work. Part of the basic strategy in saving money at the grocery store or anywhere else is knowing how a store's sale works.

I was thinking about these details/ strategies that I don't even think about anymore. In an effort to help you with some coupon basics, I decided to compile a list of stores in my small town with how they accept coupons. I truly do live in a small town so if you want to add a store to this list, feel free to leave a comment & I'll update the main post. I hope this helps you.

Walmart: Manufacturer's coupons- accepts all manufacturer's coupons including internet printables; Store coupons- does not issue any store coupons; Miscellaneous- Walmart price matches all competitors including grocery stores if you bring in a current circular. They do not price match BOGO deals.

Target: Manufacturer's coupons- accepts all manufacturer's coupons including internet printables; Store coupons- Target issues their own store coupons via US Mail and some via their website. On any one item, you can use both a store coupon and a manufacturer's coupon; Miscellaneous- No price matches done here.

CVS: Manufacturer's coupons- accepts all manufacturer's coupons including internet printables; Store coupons- CVS issues their own store coupons via US Mail, email, in the store, their website, and at the bottom of your receipt. On any one item, you can use both a store coupon and a manufacturer's coupon; Miscellaneous- Some CVS stores accept competitor's coupons even for perscriptions and others do not.

Walgreens: Manufacturer's coupons- accepts all manufacturer's coupons including internet printables; Store coupons- Walgreens issues their own store coupons in the monthly Easysaver catalog and as in-ad coupons found in the weekly circular. On any one item, you can use both a store coupon and a manufacturer's coupon; Miscellaneous- Walgreens also has a monthly rebate program. Details of these offers can be found in the monthly Easysaver catalog found near the store entrances.

Rite Aid: Manufacturer's coupons- accepts all manufacturer's coupons but not internet printables; Store coupons- Rite Aid issues their own store coupons in the weekly circular. On any one item, you can use both a store coupon and a manufacturer's coupon; Miscellaneous- Rite Aid also has a monthly rebate program called the Single Check Rebate. Details of these offers can be found in the catalog found near the store entrances.

Great diaper deal this week only @ Target

Check out this post that Deal Seeking Mom posted on Luv's diapers at Target good only this week. If you still have the $5 coupon from the Luv's welcome kit, you're in luck. Only $0.99 for a jumbo pack of diapers- whoot whoot!

Just for a few days

I am fast at work preparing for the upcoming fall term. I'll be teaching an online course in leadership that I am so excited about. Anyway, wanted to let you know that I'll be posting a little less over the next 3-4 days until school starts & I feel SUPER prepared. Keep the deals and comments comin'.

I'll continue to post away in a few. Have a great week!

Here's what I'm stirring up- Deals for 8/17/08- 8/23

Here are the deals I am stirring up this week in NC:

CVS

  1. Schick quattro $7.99. Use $4/1 (8/3 SS) = $3.99 out of pocket (oop) and get $5 extrabucks back= $1.01 profit! (limit 1)

  2. Buy $10 Band-aid, Neosporing or John and Johnson first aid stuff get $5 extrabucks (Limit 1) - Use $1/1 Neosporin, $1/1 J&J First Aid Product, and $1/1 Band-Aid Ultra Strips (8/3 SS)= price varies
  3. CVS brand baby products, on sale for $1.88. Use $2/1 skincare coupon= free

  4. Sally Hansen nail polish, on sale BOGO 1/2 off. Use $3/2 CVS coupon= free for both!

  5. Monthly deal: Childrens Advil, $5.79. Use this $1/1 internet printable $4.79 oop and get $5.79 extrabucks back=free! + $1 overage

*It goes without saying that for most of these deals you should use the $2/$10 CVS coupon. (details here but coupon is apparently not online any longer). I often break up my shopping trips in order to maximize these savings.


Walgreens


  1. Ragu spaghetti sauce, on sale 3/$5. Buy (6) and use (3) $1/2 coupons (8/17). Spend $7 oop and get $4 in register rewards= $3 for six cans after coupons and register rewards

  2. Bertolli frozen meals, on sale for $5.99. Buy (2) and use (2) $1.50/1 coupons (7/13 RP). Spend $8.98 oop and get $5 in register rewards= $3 for two bags after coupons and register rewards
  3. Monthly Deal: Pert Plus shampoo, about $3.79. Use $2/1 coupon (5/11, 6/29, 8/3 SS), then file for a full $3.79Walgreens Easysaver rebate (online) = free + $2 profit after rebate


  4. Monthly Deal: Scrubbing Bubbles Action Scrubber, about $5.69. Use this $2.75 internet printable coupon, then file for a $1.50 Walgreens Easysaver rebate (online) + get a full refund of the entire purchse price (up to $5.69) (7/20 SS)= free + $4.25 profit after rebates



There are some other decent deals but this is what I'm looking at this week. What good deals do you see? List a comment or link to your blog with scenarios below.

She Speaks Consumer Panel

About six months ago, I joined She Speaks consumer panel for women. They basically, give you stuff to try for free & in exchange, you provide your opinion about upcoming products, many new or not yet availale to the public. I have found the program to be pretty awesome. I am not at all bombarded with emails or requests from them. They typically launch new campaigns a few times per year.

Last year, I tested and kept a Sonicare toothbrush so my teeth really love this program! Anyway, if you'd like to join, you can go to the She Speaks website to sign-up. It's free, of course!

CVS Advisory Panel

Have you heard about the CVS Advisory Panel?
Many of you have already signed up to be a member of the FREE CVS advisory panel. Occassionally, CVS sends out surveys to members to solicit your input about CVS stores, products and services, and to obtain your suggestions for how to improve CVS.
So far, I have received only one invitation but I love it because as a thank you, members receive $5, $10 or $15 in ExtraBucks.
That comes in very handy if you are building your extrabuck stash!

Local Savings: Harris Teeter Deals This Week w/ Coupon Match-ups (8/13-8/19)

Good news for local readers. The Wilson, NC store is still running triple coupons as of today- yippie! Consider this a tribute to the local readers and those with Harris Teeter grocery stores nearby. I have so many searches on this site for deals at Harris Teeter that I decide to make a post of the good deals going on this week. I am also including coupon match ups so you will know right where to look in your coupon stash.

FYI, if you're new: If you see a date like this- 4/20 SS, that means you should look in the coupons in the 4/20 paper marked Smartsource, anything with a date and RP means it's in the Red Plum circular (formerly known as Valassis) & P&G is the Proctor & Gamble coupon circular sent out only once per month. Also, be sure to first read my previous post on How to Work a Double/ Triple Coupon Sale before heading out.

You probably know by now that Harris Teeter sales go from Wed-Tuesday. There's lots of sales but here what I see as the best deals goin on this week:



Scott paper towels, on sale BOGO. Use $1/1 (6/29, 7/27 SS)= $4.30 for 8 pk after coupon


Selected BIC school supplies on sale BOGO. Use $1/2 internet printable BIC coupon (a better deal is going on at Rite Aid now if you need permanent markers)


Barber frozen chicken on sale BOGO. Use $1/1 Barber internet printable coupon= $1.90 each after coupon.


Hefty One Zip baggies, on sale BOGO. Use $1/2 (5/4, 6/29, or 8/3 RP)

Pillsbury crescents, rolls, doughs, on sale BOGO. Use .35/1 online Pillsbury coupon, .35/1 (7/13 SS) or various coupons at http://www.pillsbury.com/coupons-promotions/= free or cheap after tripled coupon


Glass plus cleaner, on sale BOGO. Use .50/1 (6/22, 8/10 SS)= free + .10 0overage after tripled coupon

Chex mix snacks, on sale BOGO. Use .50/1 (8/10 GM) or .60/1 http://www.pillsbury.com/coupons-promotions/= free after coupon (possible overage)


Ziploc, BOGO. Use $1/2 (June All You Magazine) or .40/1 or $1/2
(8/3 SS) = free after tripled coupon

6 pack of .5 liter Coke products, on sale B1G2. No coupons but great price!

Ocean spray juice, on sale BOGO. Use $1/1 (5/11 RP)

Pre-sliced deli meats and cheese, on sale B1G2. Great price!


Home Run Inn pizzas 3/$9. Good price for these! Nevermind, these are the small ones.

So delicious ice cream, on sale $3.49. Use .50/1 So delicious internet printable coupon.


Before you head out, be sure to also check the printable coupons that I have to the right toolbar. You can print these now. The Harris Teeter coupon policy does not double/ triple these internet printables but at my local store they always do.


Do you see any other deal you'd like to share with the readers? We promise not to clean the shelves... he he he

Let's give him something to talk about

I've been thinking a lot lately on how money is one of the greatest sources for divorce in America. Interesting. It seems as though in all of the preparation for marriage nowadays (or lack thereof), we are not receiving adequate preparation on how to talk with our spouses about money.

Sometimes as deal-seekers we can feel like we are on a different planet than our spouses. I mean, at times our dear ones are very supportive and at other times they might not understand the serious effort that goes into gettin good deals. Even more so, our spouses and loved ones can keep us in check when we get out of line with spending and shopping.

So, in all sincerity I have a few questions for you...

  • How effective are you at discussing finances in your house?
  • How often do you discuss your financial situation?
  • In terms of spending time and money on deals, are you on the same page? On the same planet?

Depending on what you have to say, perhaps we can discuss strategies for having financial talks at home and ice breakers to initiate this type of discussion.

Free BPA-free bottle from Medela

Many of you have heard all of the toxic stuff in many of the baby bottles and baby food containers. Medela is offering a free BPA-free bottle for a limited time (1 per household). These are great!

Printable coupon roundup


Here are some good printable coupons out right now. These often disappear fast so print them out now and keep them in case you need 'em later:


Plus, my 5 favorite coupons available on the right-side toolbar are:

Financial Diva University: How to do a "proper" CVS shop

Introduction
Many of my friends and family know that CVS is one of my favorite stores. A little over a year ago I became a CVSer when I realized the incredible ways to save money. I'd always assumed that the increased prices at drugstores meant that I would not save money at these locations. But thanks to a little trial & error with my new favorite store, I will likely never pay for deoderant, toothpaste, shampoo or candy ever again!

For many of you in the blogging community, this post will be nothing new, per se. What I am writing about today is the way to shop at CVS, including how to find deals and make money using their reward system. Newbies to CVS shopping will find lots of useful information in how to snag the best deals and why we get so darn excited about sales and CVS coupons. CVS pros will glean some insight into how to roll Extrabucks & look for upcoming deals. Read on...


The Glossary
To begin, we will be using some terms a lot. To make sure we're all on the same page, here's a quick reference:
  • Extracare card- CVS uses a loyalty card system that tracks your purchases and spending at all of their stores. You can get a CVS card on their website or right away in the store by simply asking any cashier. I'd suggest getting the card in the store so you can start shopping right away.
  • Extrabucks -aka ECBs- are CVS' reward cash. These bucks print automatically at the end of your receipt when you make a qualifying purchase. They are usually good for 2-4 weeks and can be used for most things in the store (excludes alcohol, tobacco, lottery, gift cards, money orders, postage stamps, pre-paid cards, prescriptions, and special order Home Health Care items, including footwear etc.)
  • Extracare rewards- In addition to ECBs, CVS gives you 2% back with every purchase in-store and online at CVS/pharmacy after every three (3) month period. This also prints out automatically after every quarter at the bottom of your receipt. This amount is calculated on how much you actually spend on items not associated with extrabucks. You also earn (1) ECB for every (2) prescriptions purchased in-store and online at CVS/pharmacy.

  • Register coupons- sometimes known as CRTs- these are CVS coupons that print off at the bottom of your receipt or ones that are emailed to you directly from CVS. These are often randomly generated and can be used in addition to other manufacturer's coupons.
  • CVS coupons- Occassionally, CVS issues coupons that print off at the end of your receipt or appear magically in random locations. These coupons are awesome! They typically say "save $2 of any $10 purchase" (2/10), "save $3 of any $15 purchase" (3/15), "save $4 of any $20 purchase" (4/20), "save $5 of any $30 purchase" (5/30), or "save $10 of any $50 purchase" (5/10). More about these coupons in the order of preseting coupons section.

Begin the Deal Hunt



1) A good CVS shop begins with gathering a LOT of coupons. You'll want to build a small stash of coupons in order to snag the best deals. Some deals work best if you purchase more than one of the same item. For these instances, it is best to have more than one coupon. To learn more about how I get multiple coupons, you can read my post on how I get all my coupons. CVS accepts up to (1) CVS coupon in addition to a manufacturer's coupon and as many ECBS as you'd like. This is what makes CVS so awesome so let me explain... For example if CVS has a sales for x shampoo, say $5. You received a CVS coupon for x shampoo, a CRT, at the bottom of your receipt the last time you shopped for $2 off. You also have a maufacturer's coupon from the Sunday paper for $1/1 x shampoo and $2 in extrabucks (ECBs), you can you all of these coupons/ CRTS/ ECBs together to get the product for free! Let's see: $5 shampoo- $2 CVS CRT -$1 manufacturer's coupon -$2 ECB = free


2) Once you have your coupons in order, it's time to see what's on sale. The idea at CVS is to combine store sales with manufacturer's coupons like we already talked about, but there is another very important point... We are on the hunt for ECB deals. In each sales flyer, you will see sales and items that produce more ECBs when you check out.

In order of importance, we seek first to find ECB-generating deals, good sales second or free items, and miscellaneous items third. This order will make more sense a little later.

3) So looking through the sales paper is not always as cut-and-dry as it might seem at first. Here's a sample ad:


On any given week, there are a number of good deals & a few really great deals. I consider deals good when items are free or when I make money from the transaction. For example, in this ad, Pert Plus shampoo is on sale buy-one-get-one-free (BOGO). I have a BOGO manufacturer's coupon which means I get (2) shampoos for free. If the CVS sale was BOGO and get $2 extrabucks back, I would have used my BOGO manufacturer's coupon to get both for free and got $2 ECBs back. All in all I would have two free shampoos and would make $2 bucks! Or CVS might have photobooks on sale for $8 which generate $8 ECBs, making them free. However, I have a $2 manufacturer's coupon which means I pay $6 for the photobook and get $8 ECBs. That is free plus I made $2 ECBs. So when I say make money, I mean make CVS bucks.... works for me.

When you are searching through the ads, do a little math. Some sales say "spend $20, get $10 back in ECBs." If you think about it, that shakes down to be a 50% savings. Use more CVS & manufacturer's coupons and you could increase your savings.

Here's the deal: not all CVS sales and ECB deals are worth it. Often, if the savings percentage is too low, if you can't find a coupon, or don't really need the item, it just isn't worth it. Searching the ad is almost always about using your best judgement. Remember, we look for:

  1. ECB deals first


  2. Good sales/ freebies second


  3. Miscellaneous deals third

4) Jot down your potential deals. I like to carry a 3x5 index card with me to the store or a printout of my own blog where I post the weekly CVS deals. I either slip the index card in my coupon binder or paper clip it to the coupons I plan to use.

I find it helpful to jot down all of the potentail deals as I have had to rework deals right on the spot in the store. During really good sales, lots of shoppers turn out. Particularly if you shop later in the week or if the item is free, the product might be sold out. You have to account for this when you work up your potential deal scenarios.

You're Ready to Shop (finally)!


You've done all of your homework, collected and organized your coupons, you're ready to go. Off to CVS you go.

1) If you do not have a CVS card, go right to the cashier and ask for one. After filling out your personal information, you'll get one right away assuming they have some on hand. While you're there, make some conversation with the cashier. I have found that friendly chatter is a great ice breaker and relief when you need some special assistance.


2) Get to it. Starting with the best deals first, peruse the aisles for your deals. Most CVS stores have signs with the weekly ECB sales on the shelf but not all do. You'll want to carry a copy of the sales flyer with you. This is because in order to get the sale/ ECB, you have to purchase the exact item specified. Be careful to get the right size, style, etc. of the item that is advertised or your rewards will not print.

As you shop, put the coordinating coupon to the side so that you are not flustered during the checkout process.

If all of the items you came for are not in stock, take a moment to rework a deal. Is there another item you can purchase? Does it have a coordinating coupon?

3) Most importantly, get organized before you reach the counter for checkout. Don't rush... this next check out part is critical!



Yep, Believe it! The Checkout Process

Whew! It's finally time to checkout. The important thing to remember is the order of how you present your coupons is critical.

1) First, give the cashier your CVS card. This ensures all of the sale prices ring up correctly.

2) Next, ring up all of the items in your cart.

3) Hand the cashier any CVS coupons first. This is any of the 2/10, 3/15, 4/20, 5/25, or 10/50 coupons you have. This is important because the total is before coupons.

4) Hand the cashier any CVS CRTs second. Remember, CRTs are the coupons that print at the end of your receipt, usually on a specific item in the store. Sometimes these are free or sometimes these are a $ off a specific item.

5) Give any manufacturer's coupons third. Any internet printable or coupons you've clipped should be handed over after all CVS coupons.

6) Pay the remaining balance with ECBs. Pay as much as you can without going over the amount due. You can use more than one ECB toward one order up to the sales tax. In many cases you can end up paying less than a few dollars and, in some cases, only the sales tax on your items.

7) Rinse and repeat :)

I found when I was first starting out, that it was best to break up my orders into many smaller purchases so that I put the least amount of money out of pocket. I would use one ECB right away toward my next purchase. Assuming that you've truly found some good deals (ones that also produce more ECBs), you should be best set for your next trip to CVS. At least in the beginning, try not to use all of your ECBs on items that don't give you ECBs. You'll have lots of time to by the items you'd like later. I know that sounds backward, but trust me here or you'll be putting out a lot more money than you need to.

A Few Tid Bits & Words of Wisdom
  • Start CVSing small. Don't overdo things with your excitement. If you start small, you can build up a nice stash of ECBs.

  • Decide early what kind of shopper you'll be. This may seem kind of odd to you, but can you handle good deals? Some weeks there are ECB money makers but it will require you to purchase items that you might not need at the moment. Late last year, for example, CVS put diabetes monitors on sale for free after ECBs. I think the price was $15 or so & you got $15 in ECBs back. Thing is, there was also a $10 manufacturer's coupon out. So if you bought this product and had enough ECBs, you could have made $10 bucks. The store shelves were cleared with folks who did not have diabetes. Some people donated the monitors, others found someone who could use them. Thing is, you'll want to decide early on if you have enough gusto and space in your home to stockpile items. If you can buy 5 items for free, would you buy all 5?

  • Message boards and other blogs can alert you to the best upcoming deals. For the first few months, simply check out others' blogs by searching "CVS deals". They often combine the best deals and corresponding coupons. This takes a lot of the guesswork out of shopping. My favorite blogs are Money Saving Mom, Deal Seeking Mom & Sisterly Savings.

  • Try to use your ECBs in the order they expire. I have only gofed once by letting a few ECBs expire. I was bummed because the total amount was $18 which I worked hard to accumulate. I called the 800-number on the back of my extracare card & the very kind representative reissued my ECBs.

  • If you have issues, call the 1-800 customer service number. I had a difficult shopping trip once when the cashier wouldn't take a BOGO coupon of mine. I called the customer service rep while I was in the store. She called the store right then and spoke with the cashier to clear up the CVS policy. I have also found the reps to be more than helpful.

Coupon for Free pretzel chips


It is being reported that if you join the mailing list, they actually send you a coupon for free Pretzel Crisps. Worth a try!

Here's what I'm stirring up- Deals for 8/10/08- 8/16

Here are the deals I am stirring up this week in NC:

CVS

  1. Lamisil or Lamisilk, prices starting at $7.59. Buy (2) and use $4/1 (7/20 SS) or $3/1 (11/30/07 SS or 7/20 SS)= $7.18 out of pocket (oop) and get $10 extrabucks back= $2.82 profit! (limit 1)

  2. Dove chocolate, on sale for 2/ $6. Buy (4) and use (4) $1.50/1 (5/11 RP) = $6 oop and get $5 extrabucks back= $1 for 4 bags of chocolate (limit 5)

  3. Alavert, $5.99. Use $4/1 internet coupon = $1.99 oop and get $3 extrabucks back= $1.01 profit (limit 1)

  4. EPT, on sale for $10.99. Use $4/1 (1/06 RP)= 6.99 oop and get $4 extrabucks back= $2.99 after coupon and extrabucks

  5. Skin face effects cleanser, $6.99. Use $2/1 CVS skincare coupon (Beauty magazine)= $4.99 oop and get $5 extrabucks back= free + $0.01 overage (Thanks Zoelle!)

  6. ROC Skin care, prices start at $7.99. Buy (4) and use (4) $5/1 internet coupons & $2/10 CVS coupon= $9.96 oop and get $10 extrabucks back= free and $0.04 overage

  7. Monthly deal: Childrens Advil, $5.79. Use this $1/1 internet printable $4.79 oop and get $5.79 extrabucks back=free! + $1 overage

*It goes without saying that for most of these deals you should use the $2/$10 CVS coupon. (The coupon is no longer available for download so hopefully you have saved the PDF file.) I often break up my shopping trips in order to maximize these savings.


Walgreens

  1. BIC pens, on sale 2/$1. Use $1/2 internet printable coupon = free

  2. Extra gum, $1.19. Buy (2) and use BOGO coupon (8/3 SS) & Walgreens 7-day coupon= free plus 0.01 overage! *Be sure to hand the coupons over in this order for this deal to work.*

  3. Gorton's shrimp, BOGO. Use 0.75/2 internet printable coupon= 2/ $2.24

  4. Hershey's bliss chocolate, $3. Buy (4) and use (4) $1/1 internet printable & $1/1 Easy saver coupon = $4 oop then file for a $5 Easy Saver rebate= free chocolate and $1 profit!

  5. All detergent 2/$8. Use (2) $1/1 (6/22 RP)= $6 oop and get a $2 register reward= $4 after coupons and register reward

  6. Glade flameless candle, $3.99. Use $3/1 (7/20 SS) & easysaver coupon= $1

  7. Suavitel Fabric Softener, on sale BOGO. Use $1/1 (7/27 SS) & BOGO (in-ad coupon)= $0.79 for two *Be sure to hand the coupons over in this order for this deal to work.*

  8. Monthly Deal: Scrubbing Bubbles Action Scrubber, about $5.69. Use this $2.75 internet printable coupon, then file for a $1.50 Walgreens Easysaver rebate (online) + get a full refund of the entire purchse price (up to $5.69) (7/20 SS)= free + $4.25 profit after rebates



There are some other decent deals but this is what I'm looking at this week. What good deals do you see? List a comment or link to your blog with scenarios below.

Why Debt is Dumb

According to MSN Money, about 43% of American families spend more than they earn each year. That's nearly every 1 in 2 people that shell out more than they make. The average households carry some $8,000 in credit card debt. Yikes, just the thought of that makes me incredibly nervous!

What exactly is it that is so necessary in our lives that we actually carry the burden of debt? No sugar coating allowed, debt is a burden. I don't know about you but I am all too familiar with the burden of debt. We grew up in less than desirable circumstances where the month seemed to stretch longer than the money. Debt never created better circumstances for my family, just lots of difficult times. Maybe that's why I am so adamant about living below our income, saving money, and finding ways to generate income to pay down debt.

To me, almost all debt is dumb. Don't get me wrong... for most of us debt is necessary- like in purchasing a home, a car, to send kids to college, etc. But it is really a dumb thing. I mean, we pay money to borrow someone else's money to get what we often do not really need. We could simply save up for what we want in a lot of cases- a lofty thought, I know. But in no debt scenario does the math work out to be a profitable situation. If I borrow $1, I owe you as much as $2 or $3 or $4. That's dumb! I'd rather save my quarters until I have enough to make my own dollar! Why then do we have debt? I mean, it's now become such an intricate part of our lives.

Personally, our family is on a mission to be completely debt-free. We currently do not have any outstanding debt except for our home. The goal is to pay that off by living below our income and by generating extra income. It's a desire that never goes far from my mind because I feel as though we can so many more things when we stop paying interest.

How about you? What are your thoughts on the necessity of debt?

Got your free Clean Home Journal™Welcome Home Gift Pack? (First 10,000)

Sign up here for a pack of nice freebies. This offer is only good to the first 10,000 who have not received a gift pack in the last 90 days.

The first 10,000* registrants only will receive a free:
10-count pack of medium Ziploc® Brand Zip 'n Steam™ Microwave Steam Cooking Bags
one Glade® Air Infusions® in Clean Linen™ fragrance
$3.80 in coupons to enjoy.

Gift packs will be mailed by October 15, 2008

Free film developing today @ Walgreens

Don't forget that Walgreens has free film developing today only. No coupon is necessary and, dependingon your area, photos will likely be done in an hour.

Free or cheap Sobe Drinks (again)

Target has Sobe Life waters on sale again 10 for $10. When you buy 10, you also get a $5 giftcard. That's $0.50 each! In addition, B1G1 free & 0.50 off coupons have been spotted at a number of gas stations. Can you say limitless freebie...

Harris Teeter Deal Today only 8/5/08

There is actually a fabulous deal going on today Tuesday, Aug 5th only at Harris Teeter. It seems as though two Kellogg's deals will be overlapping to maximize savings.

1) Harris Teeter is offering Back to School Cash. You get a $10 certificate when you buy 8 items on one receipt July 30 - Aug. 05 (mail in form prints at register at the end of the transaction). No receipt is necessary for this award.

2) Kellogg's Fuel for School rebate -- $10 when you buy 10 items on one receipt Aug 05- Sept. 30 (8/3 RP). For this you need the receipt & (10) UPCs.

The best deal I see is:
Buy (6) Eggo waffles, on sale 4/$5. Use (3) $1/2 coupons
6 boxes of Eggos $1.25 X 6 = $7.50- $3= $4.50

Buy (4) Frosted Mini Wheats, on sale BOGO @ $3.79- use (4) coupons from August All You Magazine $1/1 or (2) $1/2 coupons from 8/3 RP
4 boxes of Kellogg's Frosted Mini Wheats $3.79 x2 =$7.58- $4= $3.58

*Spend $8.08 out of pocket & get a $10 catalina refund & another $10 mail-in rebate from the 8/3 RP insert= $11.92 profit, oh yeah!

How do you get all those coupons?

You will notice that many of the deals I post often require multiple copies of coupons. I am often asked how I get so many copies of coupons. Well... I get them many ways. I discovered not long ago that most coupons come in handy at some point. So personally, I:

  • get multiple copies of the Sunday paper. I live in a smaller town where we have both a local paper and a paper from the larger metropolitan area. I get at least one copy of each.

  • ask my neighbors for their copies. When I go walking in the morning, I ask the neighbors that are outside if they mind saving their Sunday papers for me. It makes great conversation & then they don't think I'm a crazy person on recycle day as I get the extra papers from them.

  • make a habit of collecting coupons at the stores I go to. Nearly every time I have stopped at a convenience, drug, or grocery store I see coupons for customers. Sometimes these are "peelies" or ones attached to products. Others have a hangtag version like the ones around bottles and such. I have seen stacks of coupons at the drink coolers and simply sitting on the counter at a number of stores. I cannot tell you the deals I have scored when I pick up a few coupons, store them away, and use them later. They seem to disappear once a good deal is going on, so I have found it much better to pick up a few even if I feel like I won't use it right then.

  • get to know the associates at the stores that I frequent. Just the other day as I was getting a perscription filled one of the gals at CVS gave me a coupon for a free giftcard if I transferred a perscription over to CVS. They also let me know about great deals and other bargains just because I'm nice to them and take the extra time to get to know them.

  • use a coupon clipping service. I know many of you would have never considered paying for coupons but on some occassions, like in the case of a really good coupon or one that didn't come in my local paper, coupon clipping services are very handy. I just tried coupon clippers (banner at the bottom of this post). Most coupons are between $0.05- 0.10 & it costs just $0.42 to ship the coupons you select to you. In scenarios like double and triple coupon sales and with many of the drugstore deals at CVS and Walgreens, the service more than pays for itself with the savings you get.

  • have friends that email/ mail be coupons. I just received the best little present in the mail from my friend and coupon buddy Sarah, a stack of coupons! (Many thanks by the way) It's like Christmas. Another friend of mine brought me baby coupons that she thought I could use. When people know what you like, they send things your way. Try asking family & friends for their coupons.

  • print many coupons online. I use things like the free internet printable coupons on the righthand side toolbar of this page or couponsinc. I print the things I think I'll buy and one or two extras of what I'd like to try if the price is right. You can almost always print these coupons twice by hitting the back button and refreshing the screen.

    So, that's it. That's how I've accumulated my stash of coupons. Do you have any tricks of the trade you'd like to share with the readers?

The Coupon Clippers

My Happy Dance- A $2/10 CVS coupon!

Aaaaahhhh! (That's me singing for joy). There is a new printable CVS coupon in Richmond Parents magazine (PDF). Go to page 30 to find a $2 on any purchase of $10 or more printable coupon that expires 9/28/08!!! (Thanks I ♥ CVS)

Freebie Roundup

Here are the latest 10 freebies & samples online:


And the Free Pert Plus/ Sure deal @ CVS/ Walgreens gets even better!

Did you notice the free (up to $5) in school supplies MIR in this weeks SS coupons (8/3)?

That's right purchase $5 of any Pert Plus / sure products between August 1, 2008 & Sept 30th along with $5 of school supplies and get the price of the school supplies rebated back to you.

Combine this with the FREE Pert Plus and deoderant from the deal scenarios this week and you end up with free shampoo, deoderant, and $5 worth of school supplies. Yippie!

Here's what I'm stirring up- Deals for 8/3/08- 8/9

Here are the deals I am stirring up this week in NC:


CVS

  1. CoverGirl Clean, TruBlend or Aqua Smoothers, on sale BOGO. Use Cover Girl Face Product FREE wyb Cover Girl Foundation coupon (8/3 P&G) and get face product and foundation free!

  2. Colgate Total Advanced, on sale for $2.99. Use $1.50/1 (All You Magazine found @ Walmart)= $1.49 oop and get $2 extrabucks back= $.51 profit (limit 2)

  3. Oral B Advantage tootbrush, $2.49. Use $1/1 coupon (8/3 P&G)= $1.49 oop and get $1.50 extrabucks back= $.01 profit (limit 5)

  4. Extreme Energy, $4.99 oop and get $4.99 extrabucks back=free!

  5. Revlon Limited Edition Collection - bronzing face powder, blush, eye shadow or lip color, $9.99- $2/1 Revlon makeup (7/27)= $8 out of pocket and get $9.99 extrabucks back= $2 profit (limit 1)

  6. Sure Deoderant Solid, on sale BOGO. Use BOGO coupon (6/29 SS) & $1/1 (5/11 SS, 6/29 SS or this internet printable)= two for free+ overage!

  7. Pert Plus shampoo, on sale BOGO. Use (2) $2/1 coupons (5/11 SS or 6/29 SS)= two for free! PLUS if you buy Pert Plus Happy Medium, So Fine, or Simply Fresh mail your receipt in for a full manufacturer's rebate (up to $4.59).
  8. Childrens Advil, $5.79. Use this $1/1 internet printable $4.79 oop and get $5.79 extrabucks back=free! + $1 overage

Walgreens

  1. Pert Plus 2-in-1 Shampoo Plus Conditioner, $4.29. Use $2/1 MQ (6/29 SS)= $2.29 oop + file for the full $4.29 EasySaver rebate = free with $2 overage after rebate
  2. Carefree Pantiliners, $.99. Use $.50/1 internet printable= $0.49
  3. Lifesavers, on sale BOGO. Use BOGO coupon (6/8 RP) and get two for free!
  4. Glade Fabric & Air Odor Eliminator, $2.99. Use $1.50 printable and $1.50 EasySaver coupon = free
  5. Scrubbing Bubbles Action Scrubber, about $5.69. Use this $2.75 internet printable coupon, then file for a $1.50 Walgreens Easysaver rebate (online) + get a full refund of the entire purchse price (up to $5.69) (7/20 SS)= free + $4.25 profit after rebates
  6. Also there is free photo developing on Wed, Aug 6th: Get 1 roll of 35mm film developed for Free in 1 hour (limit 1)


There are some other decent deals but this is what I'm looking at this week. What good deals do you see? List a comment or link to your blog with scenarios below.

Have you heard about Freepeats?

Are you in need of baby stuff or looking to get rid of yours? I received an email last night that Freepeats is finally coming to my area. The membership is absolutely free during the first month or so of every new city's launch so sign up & you'll be good for life.

Angie at Baby Cheapskate wants to help you find free baby, kid, and maternity stuff in your city! Read this morning's grand announcement here. Details are below:

Freepeats Birmingham, AL & Freepeats Raleigh-Durham, NC are now open!
Free Freepeats Houston membership through 8/31.


What's Freepeats? Freepeats lets you be green with your old blue and pink! Members pass on gently-used baby, kid and maternity stuff for free to local families who can use it. That means FREE baby stuff like clothes, toys, books, dvds, formula, gear and more near you!
Birmingham and Raleigh-Durham members who sign up before September 1 get free lifetime membership. There's an extra-long free period because I'll be traveling a bit mid-month. Sign up after August 31 and get lifetime membership in Freepeats for a nominal, one-time membership fee of $4.95.
Missed it the first time? Get free lifetime membership in Freepeats Houston through August 31. Houston was one of our early groups, and we thought we'd give folks a second chance to join for free.
You'll find Freepeats groups in 25 major U.S. cities now with more than 5200 members. Look for new groups in up to a dozen more cities this year. Who's next? Freepeats Charlotte, NC and Freepeats Austin, TX open September 1. Baltimore and Salt Lake City open September 16. Fill out this form and we'll let you know when Freepeats comes to your town.

Oh Farm Fresh How I Love Thee

I have really been enjoying the triple coupon sale at Farm Fresh this last week, how about you? I have found the store employees to be very friendly and much more supportive of couponers than at Harris Teeter. Ladies, I think we have single-handedly recruited more couponers to the ranks as so many of the cashiers are now believers!

Sadly, as I checked out tonight, the cashier told me that tonight was the last day of the triple coupon sale. I am sad to see it go. It has really been awesome to get much of what we need at some fabulous deals.

I will say that I have noticed that Farm Fresh's prices are much lower than other stores. So, certainly for quick shopping, I'll be heading over there. I would do more of my shopping there if they would double coupons on a normal basis. I have enjoyed seeing many of you in the grocery stores. Please keep us all posted on the good deals you continue to find around town & in general. We're in this together!

Money Saving Opportunity: Rebate Roundup (August '08)

Here are some of my favorite rebates running through the month of August (and corresponding coupons):


  • Excedrin Back & Body (7/13 SS) (up to $4.99). Offer expires 8/3/08.
  • BUNdinos from Michelina's (up to $2.99). Offer expires 8/30/08.

Scrubbing Bubbles Action Scrubber Starter Kit (up to $5.69). Offer expires 9/14/08. Go here for a $2.75 internet printable coupon

These were posted last month & are still valid: